What to do if Bank do not have SWIFT-BIC Code for Google Adsense ?

Not to worry if your native bank does not have any SWIFT code, you can still use the SWIFT of the nearest branch to receive global payments.

Google has Wire Transfer payment method for Google Adsense Publishers in India and many other countries to directly transfer Adsense income to publishers bank account.

With the introduction of Wire Transfer payment system, Google has completely thrown out the old check payment system which could take weeks or even months to reach your home.

Though Wire Transfer payment process is quick and easy money transfer process for publishers, it requires you to provide SWIFT-BIC code which is not available in every bank (branch) of the country. Not only in rural areas but even in big cities, all the banks and small branches may not have a SWIFT code.

SWIFT code is required for international money transfer between banks and foreign currency conversion.

Setting SWIFT-BIC code for Adsense Payment in India

  • You can add Account holder name, Bank name, and IFSC code. IFSC code of the bank is available on passbook and every bank has unique IFSC code. You can even find IFSC code online.
Google AdSense Bank Payment

Google AdSense Bank Payment

  • SWIFT-BIC code may not be available for all the banks, in such cases, you can add SWIFT code of any nearby parent main branch in which you have your account. The SWIFT code is just required for converting the foreign currency to Rupees. So, it just acts as a bridge to facilitate currency conversion.
  • Once the currency is converted the funds are transferred to your local bank account through IFSC code provided.
  • To find any nearest bank with SWIFT code you can visit this website and enter the details for SWIFT codes.

Mostly banks present in big metro-cities have SWIFT code and they act as a connecting link for money transfer and IFSC code along with personal bank details. This will let the money transfer to your account once the currency conversion is executed.

If you still have a doubt regarding its risks you can contact your bank for more information. If you do not wish to take any risk then the best solution is to create a new account with a bank having a SWIFT-BIC code, and get your hard earned cash without any risk.

How about your SWIFT code?

My current bank is ICICI Pune branch doesn’t have the SWIFT-BIC code, however, I still use national-wide SWIFT code i.e. ICICINBBNRI (Mumbai Branch). Haven’t faced any challenges from last 2 years.

The hope the post was helpful to understand and resolve the SWIFT-BIC code issue. Do comment below for any assistance or support. Cheers!

If you've any thoughts on What to do if Bank do not have SWIFT-BIC Code for Google Adsense ?, then feel free to drop in below comment box.
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Hey there, I hope you doing awesome! I’m Kushal Azza, a certified digital analytics professional, technophile, a blogger & your host at @restoreBin

5 Responses

  1. Vams says:

    Thanks of the info. I have a account in BOI. And my city main branch not have swift but I contacted them and they exactly said as you hve written

    • Kushal Azza says:

      Glad to hear this, we’re very much inclined with Bank Officials then. 🙂

  2. Yash Manjrekar says:

    Will this work for the Google payment for my paid app on the play store as well?

    • Nikhil says:

      Yes for sure. The Payment system is same for App earnings, YouTube or Blog Earnings.

    • Kushal Azza says:

      Yes, this should work for all the inbound international payments, not limited to only Google Payments.

      If any transaction payee asking for SWIFT-BIC code, go ahead a provide the nearest branch that supports SWIFT transactions.

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